Zales Credit Card How TO Login | Pay Your Bills

The Zales® is an American diamond store that was founded back in 1924 in Wichita Falls, Texas by Morris (M.B.) Zale, William Zale, and Ben Lipshy. These three talented individuals fueled their dream of providing quality merchandises with their passion to provide these to their customers at the lowest rate possible. Today, it's the largest fine jeweler in North America.

 As of now, it has 750 stores all around the US. Apart from selling jewelries, Zales has also been selling appliances and cameras. They also offer their own line of credit card.


The Zales credit card is great for loyal customers of Zales as it offers a whole load of exclusive benefits and offers. Individuals who are very keen on purchasing items like jewelries for special occasion or as gifts for their love ones would definitely enjoy the benefits of the card as coupons that could be used to get discounts and special offers. Other benefits include:

  • No annual fee
  • 10% off on jewelry repair when you purchase the repair with your card
  • Free jewelry cleaning and inspection
  • No interest for items paid in full within 6 months (minimum purchase of $150)

For more detailed information about their benefits and rewards you can visit this link:

How to Login

If you already have a card, you can easily purchase items online by using your registered account. You would be able to check on your balance and even the new promos that they are offering for the season. You would just need to log in to your account by clicking the Manage Account from their homepage:

Manage Account

After clicking that button, login to Zales account will be faster: a pop-up would appear that would contain a form asking for your sign in details like your user ID and your password. Below the password box, you would see a drop down menu that say Take me to, toggle on that and choose among the list of choices provided.

sign in

There are four options on that list, Account home, which would take you to a page where you could view all the details about your account like your personal details, purchases, and unsettled bills.

The next option is the Account Activity, which would show you a more in depth information about your latest purchases and the promos and coupons that you have used.

Account Activity

The make a payment would help you to transfer cash from your bank to your credit card to pay your purchases in Zales.

The last option is the Credit Limit Increase, which would direct you to a page where you would be given option to stretch your limit purchase provided that you will meet their criteria.

After choosing from the list, you could click the sign on button to proceed to your chosen page.

If you forgot your user ID or password, there’s a link that would help you reset them. Click on them and you would be redirected to a new page. On this new page you will be asked to provide your card number, your name on the card, the last 3 digits on the signature panel and the last 4 digits of your Social Security number. Make sure to type things correctly to successfully

forgot your user ID

Click on the Submit button so that the information you provided would be forwarded to their server. Wait for the verification process and an email that would contain the instructions on what to do next.

Pay your bills

Just go to their homepage,, and you will find the pay bill online button. Click on that and you will find yourself in another page that would show you’re shopping transactions, interests incurred, credit insurance, discounts (if you used coupons) and among others. Your account page would show you everything.

account page

If you aren’t signed it yet, you will be directed a pop-up page that would ask for your sign in details. After you successfully log in, then you will be redirected to the page where you can transfer money to your credit card to pay off your debt. You would be asked to select your source of funding and then you will be asked to provide your card debit number. Zales credit card is powered by Citibank, therefore the process of paying your bills with this card would be much like how they do it in Citibank.

Zales Online Payment

You need to set up your online profile through Account On Line for your Zales credit card. Go to, then click the green “Register Now”: You will be taken to a series of forms to fill out. When done, you can set your user ID and password, and chose to make an online payment.

online payment.

  1. Go to the
  2. Enter your user ID and your password.
  3. Check “Remember my ID” box to if you want the site to remember your user ID.
  4. Select “Make a Payment” in the dropdown box under the password field.
  5. Click “Sign On” button.
  6. Enter amount of payment.
  7. Input checking account details.
  8. Submit payment.
  9. Confirm the required details to complete the transaction.

Pay Zales By Phone

Call Account On Line customer service by dialing (877) 297-870.

Zales Credit Card Payment Mailing Address

Send your check, with your full account number to:

Zale Credit Plan
Processing Centre
Des Moines, IA 50364-0001