How to Apply for the Menards BIG Credit Card

Menards Credit Card or Menards BIG Card is issued by Capital One. You can use it on any Menards store and on its website. It can also be used on other brands including Tide, Ajax, Cascade, Clorox, Glade, Old Spice, Head and Shoulders and more. There are also various rewards and benefits that you can enjoy as a card holder including the following:

You may choose from the 2% rebate, 6 month financing and 18 month financing offered. To learn more about the rewards and benefits of using Menards Credit Card, you may click here: and click “Learn More” under Mendards Big Card.

Mendards Big Card

To learn more about the terms on the rates and fees, promotions offers and privacy and opt out notice, go here: and click on the “Menu” option on the upper right side of the page.


Click on the option that you wish to check out from the list to get more information.


Some of the important details that you need to remember are the interest rates, interest charges and fees including the following:

  • Annual Percentage Rate (APR) for Purchases: 24.99%. This APR will vary with the market based on the Prime Rate
  • Penalty APR: 27.99%. This APR will vary with the market based on the Prime Rate and it may be applied to your account if you make a late payment.
  • Due Date: At least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
  • Minimum Interest Charge: If you are charged interest, the charge will not be less than $2.00.
  • Late Payment Fee: Up to $35
  • Returned Payment Fee: Up to $25

How to Apply

There are 2 options to apply for a Menard’s Credit Card:

  1. By Phone.Call Customer Support at Tel:  1-800-871-2800
  2. Online

The application process is fast and easy. It would only take a few minutes to complete. Here’s how:

application process

  1. Click here:
  2. Once on the application page, you will be asked to enter your personal information and financial information. The personal information area includes the following:
  • First name and last name
  • Email address
  • Home address
  • Apt, unit or suite number
  • Primary phone number
  • Date of birth and social security number
  1. For the financial information, you would need to enter the details below:
  • If you own or rent your home
  • Monthly home payment
  • Employment status
  1. The last part would calculate your income. Enter your income, choose the frequency of your income receipt like weekly, bi-weekly, monthly or yearly and your total annual income will be shown. Click the “continue” button, review the information and finish the application.

Within 60 seconds of submitting your online credit card application, you should receive a response page telling you the result. You be asked some information to verify your identity prior to being shown the result. If your credit card application is approved, the credit card will be sent to you by mail within 7 to 14 days.