How to Apply for the Goody's Credit Card

Goodys Credit Card has a lot of benefits and rewards to offer cardholders. It can be used on Goody’s stores and Stage Stores, as well as on their websites. The credit card is issued by Comenity Bank. If you love shopping in these stores, you may consider applying for a Goodys Credit Card and enjoy the following:


Applying for a credit card is quick and easy. You’ll have it accomplished within a few minutes. Once you get approved, you may start using it and enjoy its benefits. Make sure to read the terms and conditions of Goodys Credit Card before proceeding with the application. If there’s anything that you’re confused of, you may give their customer service a call at Tel: 1-866-234-2038.

How to Apply

There are 2 options to apply for a Goodys Credit Card:

  1. By Phone.Call Customer Support at Tel:  1-866-234-2038
  2. Online

To apply for a Goodys Credit Card account follow the steps below:

  1. Go to
  2. Read the information including the terms and conditions, as well as the requirements and benefits. Click on the “click here” link next to “Curious about the program's terms and conditions?” to read the details. click here
  3. Click “start application” to begin the application process.start application
  4. The application is divided into three phases which are Enter Details, Consent and Results. Under “Enter Details” enter your personal information including your name, social security number and date of birth.Enter Details
  5. Type in your annual income. This is needed in compliance with the federal law and to determine your ability to payment in which various factors in your credit card account are based including your credit limit
  6. Enter your complete street address. P.O. Box mailing address is not accepted.P.O. Box
  7. Type in your phone number and email address.P.O. Box
  8. Add authorized buyer if you wish to.P.O. Box
  1. Click “Continue”.
  2. Follow the instructions on the consent page and submit the application to get the result.

 Make sure that you read and understand everything that’s written on the terms and conditions, including the interest rates, interest charges and fees. Some of them include the following:

 Annual Percentage Rate (APR) for Purchases: 24.99%. This APR will vary with the market based on the Prime Rate.

  • Late Payment: Up to $35.00
  • Returned Payment: Up to $30.00
  • Due Date: At least 25 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month.
  • Minimum Interest Charge: If you are charged interest, the charge will not be less than $2.00 per credit plan.

 Remember that your account may be used to make purchases from Goody's and other retailers the issuer may determine occasionally by notifying you via electronic mail, statement message, website posting, or other method. They have the right not to honor transactions related to, including, but not limited to, gambling, ATM usage at casinos, and illegal activities.