The Good Sam Camping World Visa Card is a Rewards program provided by Good Sam LLC. and Comenity Capital Bank. It has no annual fee, and has a standard variable APR of 24.99%, 19.99% and 13.99%. Minimum interest is $2 per credit plan.
There are 2 options to apply for a Good Sam Camping World Visa Credit Card:
To apply for the organization’s credit card, go to this secure page: https://goodsamclub.com/credit-application/.
The APR or Annual Percentage Rate or APR for purchases is 24.99%, 19.99%, or 13.99%, which is based on your creditworthiness. For balance transfers and cash advances, 25.99% APR is used but this varies with the market based on Prime Rate. Due date is 23 days after closing of billing cycle. Interest will not be charged on purchase is entire balance is paid within due date. Interest will be charged on the transaction date on balance transfers and cash advances. This will be equivalent to $2 per credit plan. Once your card is approved, you will be provided with a list of VISA benefits available since the credit card comes with VISA benefits.
Certainly, the Good Sam Camping World Visa credit card offers numerous benefits to members, but of course, these come with terms and conditions. It is best to read them carefully for better understanding before submitting your application. First off, it is also important to note that not all who apply will be approved. In case you are not approved, the retail brand might offer other cards. Before deciding to apply, review the benefits and terms and assess if they are truly suitable for your needs. One of the things to understand is the APR, for it can have an impact on the interest you will be paying each time you get your billing statement.
Based on your credit score, you would be offered 13.99% or 24.99% APR. Having a credit card is convenient, because you do not always have to bring cash when you want to purchase some goods. However, the privilege comes with responsibility. It is still smart to use it for products you truly need and can afford. Remember, late payments can cost a lot and affect your credit rating. If you regularly purchase camping goods, their visa card is helpful because of the rewards you can earn. The more you purchase, the more points you earn.