The First Savings Bank headquartered in Sioux Falls, South Dakota, offers four different types of credit cards with different fees and rates. The best offer would give you and APR for purchases at 15.6% while there is also an offer at 29.9% APR for purchases for those who do not have a credit history and also for those people who have bad credit score or history.
First Saving bank is actually one of the many companies that moved to South Dakota after the state passed a law that removes insurance rate cap in 1970s. Many companies relocated to South Dakota to take advantage of this law and to maximize profit. It is now possible for credit card companies to charge clients at the rates they prefer. First Savings Bank found this as an opportunity to prosper.
Unlike any other credit card companies out there, First Savings Credit Card is by invitation only. This means that you cannot walk-in to their bank and apply. Or maybe you can but they still have to review your credit score and history. Also, if you plan on searching for an online application for this card, save your energy because you would not find one. The only way to apply for this credit card is through responding to an email that the company sent you.
Once you successfully registered your First Savings Credit Card, you can already log in and manage your account with just the tips of your fingers. Click here to log in: https://firstsavingscc.com/CardMemberServices/default.aspx. Once logged in, you can already do the following:
To log in to your First Savings credit card account, go to this link https://firstsavingscc.com/CardMemberServices/default.aspx and make sure to enter your Username and Password correctly. Click on the Log In button to start accessing your account.
If you have trouble logging in because of an incorrect password or user name, you can go ahead and click on the Forgot User Name of Password link just below the Log In button. Just click on Continue until you are directed to the page where you have to enter your account number, expiration date of your card, card security code as well as the four digits of your social security number. After providing all that information, click on Continue and follow the instructions that will be given to you.
There more than one way to pay your bills incurred in your First Savings Credit Card. Here are some of the options you have for bills payment:
You can mail a check to First Saving Credit Card as a form of payment. Make sure to send the check to this address:
First Savings Credit Card
PO BOX 2509
Omaha, NE 68103-2509
Please make sure that you include your account number on your payment for a smoother payment process.
You can make a payment by logging in to your account at https://firstsavingscc.com/CardMemberServices/default.aspx and going to the Payments section. You are required to provide your checking account details as well as the amount you want transfer to proceed with the payment.
You can also process a payment by calling in First Savings Credit Card phone at Tel: 1-888-469-0291. Simply follow their automated phone system that will give you instructions on how you can make a payment.
Paying through MoneyGram and Western Union is also accepted. Make sure to use the code 3890 for MoneyGram and Code City: FSCC for Western Union.
If you have a debit card, you can also make a payment using it with the help of a First Savings Credit Card Customer Service Representative with a service fee of $3.95.